HOW TO: Invest in BPI Online | Grow Your Money thru UITFs

Overview of BPI's UITF Investment Guide

This tutorial walks through the process of investing in Unit Investment Trust Funds (UITFs) through BPI, the Philippine banking institution. The video demonstrates how to use the BPI Online App to access and manage UITF investments, positioning them as a vehicle for growing savings beyond standard bank account interest rates.

The guide is aimed at beginners interested in building wealth through managed investment products offered directly through their existing BPI banking relationship. The focus is on practical steps for accessing these investment options and understanding how they can generate better returns on money held in a bank account.

Key Steps for Investing in BPI UITFs

• Access investment options through the BPI Online App rather than visiting a physical branch
• UITFs are managed investment funds that pool money to invest in various asset classes
• The platform allows you to monitor and manage your UITF holdings digitally
• BPI offers multiple UITF products with different risk and return profiles
• The process is designed to be straightforward for customers already using BPI's banking services
• Regular monitoring of your investments is encouraged to track performance

Why UITF Investing Matters for Philippine Savers

For many Filipinos, savings sit in traditional bank accounts earning minimal interest. UITFs offer an intermediate investment option that is less complex than individual stock picking but potentially more rewarding than leaving money in a savings account. By showing how to access these products through an app you may already use daily, the video makes investment feel more accessible to ordinary people who want their money to work harder without requiring extensive financial expertise or large capital amounts.

Common Questions About BPI UITFs

What exactly is a UITF?

A Unit Investment Trust Fund is a pooled investment vehicle where multiple investors' money is combined and professionally managed, typically investing in stocks, bonds, or a mix of both depending on the fund's strategy.

Is investing in UITFs safe?

UITFs are regulated investment products, but like all investments, they carry market risk. Your money can go up or down in value depending on what the fund invests in. They are generally considered safer than individual stock picking but riskier than a savings account.

How much money do I need to start?

The video does not specify minimum investment amounts, so you should check directly with BPI for current minimums, which vary by fund type.

Can I withdraw my UITF investment anytime?

UITFs are typically more liquid than other investments, but there may be processing times for redemptions and the value you receive depends on the fund's price on the day of withdrawal.

How do I choose which UITF to invest in?

BPI offers different UITF options with varying risk levels and investment focuses. The tutorial demonstrates accessing these options through the app, where you can review the details of each fund before deciding which matches your financial goals and risk tolerance.